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Why You Should Consult With an Auto Accident Lawyer The no fault auto insurance law covers injuries as well as property damage unless the negligent driver was uninsured. This is why it's wise to consult with a lawyer for a car accident prior to giving an account in writing or recorded to the insurance company. Written and oral evidence can be used against you if your case goes to trial. An attorney who has experience can present your case in the most professional light. Damages There are two broad categories of damage a victim can receive following an accident in the car both economic and non-economic. Economic damages are easily quantifiable losses. They include medical expenses, lost wages and repair costs for vehicles. Non-economic damages, on other hand, are more difficult to quantify. They can include things like pain and suffering or loss of enjoyment in life, and emotional anxiety. A skilled lawyer for car accidents can help victims claim their maximum amount of compensation. They can also help fight to get a fair settlement from the insurance company of the driver who was at fault. If the insurance company refuses payment, they can appeal to the court. A reputable lawyer for car accidents must ensure that victims are accountable for all their expenses and losses. They can do this by collecting as much evidence as they can at the scene of the accident. For example, they can take pictures of the location of the accident, and collect information from witnesses. This will stop the insurance company from trying to deny or undervalue your claim. A lawyer for car accidents can assist victims in calculating the total cost. This includes the cost of future and past medical care, as well the cost of hiring someone to cook or take care of chores if the victim is not able to complete these tasks. Medical bills When you're involved in a car accident, medical bills can get expensive quickly. Even with no-fault coverage or an injury lawsuit settlement the bills won't just disappear. They need your help now, not later. There are two ways to quickly pay medical bills: through your own health insurance or your car insurance. In New York, the former is referred to as Med Pay and covers the first medical expenses after an accident, regardless of who was responsible. The latter is typically provided by the state (Medicare) or a private insurance plan. Always consult the doctor following an accident, especially in the event that you're not feeling well or believe that your injuries aren't that severe. A quick evaluation will ensure that all your injuries are identified and treated including any internal injuries. In addition the visit will produce a medical report that can be vital in a lawsuit. After these two avenues have been exhausted, you can look to the at-fault driver's liability insurance if it will cover your damages. Remember, however, that you will have to pay your own deductible and copays before you can pay. In the end, you'll get reimbursed for the expenses incurred in an accident when an acceptable settlement has been reached with the party at fault. This is the reason it's essential to keep track of all your bills and anything you spend out of your pocket. Loss of wages A serious car accident could cause a loss of wages. It can be very stressful to fulfill your financial obligations if are unable to work because of an injury sustained in a car accident. You may be forced to rely on your personal savings or borrow from family members until your case is settled. A New York car accident lawyer can examine your case and determine whether you have an adequate claim. In the case of a car crash, the judge will decide to award compensatory damages to pay you back the money you would have made had you not been injured. Benefits, wages and overtime are all included under the umbrella term “economic damages.” The purpose of this kind of compensation is to restore you to the financial position prior to the incident. A judge will calculate the amount you've lost when you are unable to work because of your injuries by reviewing a letter that confirms the plaintiff's hourly or salary and the length of time you were off work. Bank statements and paycheck stubs are also pertinent. Profit-and-loss accounts, tax returns and profit-and-loss reports can also be included. In addition to losing income, an auto accident lawyer will seek compensation for lost earnings. This is a complicated aspect of your injury that can be difficult to prove and will require the help of an expert witness. Pain and suffering A serious car crash can cause medical bills, property damage and loss of income. Additionally, you may experience psychological and emotional trauma. You could be entitled to compensation for the suffering and pain you've endured. A lawyer can help you receive the compensation you deserve. A lawyer can help you to deal with insurance companies. Since insurance adjusters have their own financial interests in mind, they often try to deny or minimize your claim. A lawyer who has experience in car accidents will protect you from these tactics and negotiate a an appropriate settlement of your losses and injuries. While you're recuperating from your injuries, it's crucial to keep track of all the expenses and property damage associated from the accident. This includes medical bills, repair estimates, and receipts for any damaged items. It's also important to take photos of the scene of the accident and the injuries you sustained. It is also important to avoid talking to anyone about the incident other than police and medical experts. A lawyer can also help determine who is at fault for the accident. auto accident law firm cleveland is a state which uses “comparative negligence” which means that the amount you are awarded for damages will be reduced by the percentage of your fault. In certain cases the party responsible could be a city, corporation or state agency or the public transportation or sanitation company.